Texas law allows employees of smaller fully insured employers (fewer than 20 employees) to keep the same group health insurance coverage for up to nine months after loss of a job … STATE CONTINUATION Texas law provides coverage continuation rights for employees who are not covered by COBRA or who have exhausted their COBRA coverage. State continuation coverage refers to state laws that allow people to extend their employer-sponsored health insurance even if they're not eligible for extension via COBRA.As a federal law, COBRA applies nationwide, but only to employers with 20 or more employees.

A former employee and their family may remain on their former health plans for up to nine months if not eligible for Cobra and six months if eligible for Cobra, by paying the full premium. Under Texas state continuation, you and your family may remain covered under your former employer’s health plan for up to nine months if you are not eligible for COBRA. The information in this Learning Center is about Texas State Continuation (TSC) only. STATE CONTINUATION: If you are not eligible for COBRA or if you have exhausted your COBRA coverage, Texas law provides you with coverage continuation rights.